What do you do?

I have come to learn there are some brilliant financial minds on this message board. I am not one of them, and would probably be more towards the level of a mongoloid financial mind. I'm not good with money, never have been. No sooner than I have it, is it gone.

If you had $100,000 to invest, what would be your strategy to make that money work for you? Stocks? Business? Real estate? Other? What would your strategy be?

What if you only had $10,000? Anything positive to do with such a small sum?

 

100k - Apple, Spotify, Atlassian...any disruptive tech company basically

10k - lyft, uber (although also disruptive tech companies - not sure if they are public yet? I forget.).

I imagine those with a lot of experience and capital would live on the edge a bit more but I'd be happy with a solid gain year on year.

Facebook is one to avoid imo. Social networks have a long and undignified history of unforeseen implosion.

 

That would be roughly 10 good Vegas trips for me. LOL Not the advice you wanted. Sorry.
I will be following along to this thread to see what the group says.

 

Lol, that's the problem. Vegas was my retirement plan up until now. I'm starting to realize that plan may be flawed haha.

 

I don't believe Uber is public yet, the company is interesting. I admittedly don't know much about their operations though.

 

When they go public buy, buy, buy

Google ventures is a major investor of uber. If they think it's worth a punt it usually is. In my opinion of course.

 

Saying you have 100K to invest without context makes it pretty hard to give you a good answer.

What is your risk tolerance? What is your investment objective and horizon? If you are looking for an active investment ( real estate, small business), what skills/network do you have that would help you succeed?

100K in Uber could be a terrible investment because the IPO will be priced incredibly high. Look at what happened to Linkedin, Twitter, etc.

With a sum as small as $10K, your investment would most likely need to be passive. However, if you can put together some partners, or have skills/industry experience real estate and small business is not out of the question.

This probably didn't help much....

 

Fair point about Twitter and LinkedIn but they are social networks.

 

True, but Facebook is worth over 3X it's initial offering price now

 

Actually this helped. My risk tolerance for an active investment is much higher than it would be for a passive investment. After some more thinking, active investment is the direction I want to go. I want to feel like I have some sort of control in the success or failure of the venture rather than just choosing right or wrong.